Are you selling your home? Have you found your dream home and are considering making an offer? Maybe you are already in your forever home, but you’re looking to refinance to take advantage of lower interest rates or to take some equity out of your home for improvements, additions, or perhaps that once-in-a-lifetime vacation. For some, it will be saying goodbye to a home with priceless memories, which they shared with their partner for numerous years before the partner passed, and they now journey to a new phase of their life, which may be living with a relative or in an assisted living facility. Maybe, it was the house, to which they brought all of their children home from the hospital, and it’s now time to downsize after those kids have all moved on. For others, it will be the first home they purchased; it’s the culmination of years of blood, sweat, tears, and lots of hard work and savings. For some, they may be the first person in their family to own a home; what a huge milestone?!? After all, for most of us our home is the largest asset we own.

Whatever those specific circumstances are, they are just as important to us as they are to you. Welton Law, LLC, is ready to assist you in a professional, respectful manner and is committed to making your closing happen on time, regardless of whether you are buying, selling, refinancing, or doing a home equity line of credit. At Welton Law, LLC, our clients and trusted partners are family, and we believe in treating them as such – the goods parts only (we’ll leave the bad for your actual relatives)! We believe in providing the same service we expect – prompt, reliable, approachable, professional, and respectful service!

While some law firms may be a real estate factory, churning out closings, or may cater to the professionals that refer business, Welton Law, LLC, is committed to providing stellar service to all parties in the transaction in a relaxed atmosphere. We are available to answer your questions without feeling rushed, ensuring you understand the documents that you are signing (there are a lot of them) and your obligations after closing. Most sellers are anxious to sign and go because they need to get to the bank or their next closing, and most buyers are anxious to get to their new home, meet the movers and other service providers, and start unpacking boxes. We understand your time is valuable and the importance of all of those things that happen after closing, but we don’t want to take away from the importance that is the closing.

Coming soon!

We offer the following services to our Sellers:

Preparation of Deed and Other Seller Documents

As we work with the buyers of your property, we will facilitate the closing process here at our office. If you would like our assistance with the seller side of the transactions, we will be glad to prepare the deed as well as other standard seller documents on your behalf. Please note that if you believe you need legal advice regarding the closing, you will need to obtain separate counsel in advance of closing. If you obtain separate counsel, please advise our office who will be representing you at your earliest convenience so that we may coordinate with them.

If we will be preparing the deed and other seller documents on your behalf, but you do not plan, or will not be able, to attend closing, please inform our office as soon as possible so that appropriate steps may be taken. If you are unable to attend closing, we can arrange for you to execute the documents in advance of closing or sign a power of attorney, authorizing someone else to sign the documents on your behalf at closing.

Shortly after receiving the contract, we will provide you or your realtor with our Seller Information Sheet, Payoff Release, and Funds Transfer Agreement to be completed and returned to our office within five (5) business days to ensure our office can request and receive the necessary payoffs and homeowner association information.

Owner Financing

We provide assistance with the following forms of owner financing:

• Note & Mortgage
• Contract for Deed/ Installment Sales Contract
• Rental Agreement with Option to Purchase

For Sale By Owner

While working with a realtor provides guidance and a wealth of knowledge and expertise throughout the closing process, we understand that it is not warranted in every situation. To assist in this instance, Welton Law, LLC, will obtain information necessary to prepare the Contract for Sale and provide the required seller’s disclosure forms.

Seller Only Representation

While the buyer has the option of selecting the attorney to handle the closing, sellers are permitted to hire separate counsel and are not required to use the buyer’s attorney. For those sellers that prefer to have separate counsel or perhaps are former clients that are familiar with the way Welton Law, LLC, handles its closing transactions, we are happy to provide representation to the seller only. In a Seller-only Representation, Welton Law, LLC will review the contract, request and obtain (if applicable) mortgage payoff statements and homeowners association information, including dues and transfer fees, review the settlement statement as well as other documents prepared by the buyer’s attorney to ensure the accuracy of information included therein, and prepare the deed and other required seller closing documents.

First and foremost, thank you for thinking of our office to assist your client with their closing. We recognize, especially in today’s market with low inventory, finding the perfect home and having your offer accepted can be a long, challenging, and sometimes frustrating process. Good news is you’re under contract, and now, you can be assured that Welton Law, LLC, is going to continue to provide the same excellent service your client has become accustomed to receiving from you!

Welton Law, LLC, wants to help ensure your client has an excellent real estate transaction experience from start to finish, ensuring the next time they sell or purchase a home they know who to turn to for the best experience! We look forward to the opportunity to serve you and your clients!

Upon receiving a contract, our office will request title work on the property and await the lender’s title request. In the meantime, we are working to gather information that is important to, and requested by, most lenders, including the tax certification and chain of title, which we confirm upon receiving the requested title work.

At Welton Law, LLC, Crystal L. Welton, J.D., LL.M. (Taxation) will thoroughly review the title work and strives to send out title requests to lenders at least fifteen (15) days in advance of closing with as much information as is available, including, in most cases, payoff figures, HOA dues, and other invoices required to be included on the settlement statement. We believe this helps to ensure a smoother process and eliminates the need for numerous emails back and forth. Additionally, we believe this helps the lender stay on track with its requirements and allows the buyer to prepared for closing rather than receiving the final numbers the day before, or the day of, closing. It gives all involved a peace of mind about the transaction and the closing. Welton Law, LLC, does not release any numbers to the buyer or realtor without lender approval, and getting the bulk of the information to the lender with the title request, allows the lenders to be able to explain the Closing Disclosure to the buyer in advance of closing to ensure they understand it.

Welton Law, LLC, understands that our job with regard to the lender does not end at the closing table or once we have overnighted the closing package. Because fees are paid at closing, some firms, while not intentional, allow recorded documents and final title policies to get backlogged, requiring lenders to follow up and get behind on their own processes. Welton Law, LLC, understands that this is still part of the closing process that must be completed and should not require the lender to request them of us.

Lender title requests and requests for final recorded documents and title policies can be sent to crystal@weltonlawllc.com.